Made

FOR

You

Prioritizing Your

Financial Future

Working with us means never having to make financial decisions alone. We connect you with an agent in your community–someone who understands your needs and priorities. Together, you’ll find the right approach to protect your family and help them prosper.

You have the power over your life. Let us help you make it your own.

When it comes to your health and your life. You should never have to pick between one or the other. When it comes to your finances, you should not have the “what if” hanging over you. MSC Solutions helps you and your loved ones get protected today.

Steps

Made for you

Step 1

Tell us what you need

Tell us what type of insurance you are inquiring about.

Step 2

An agent will contact you

Once we receive your request an agent will reach out to you via phone call.

Step 3

Finding a solution made for you

You and your agent will go over all coverage options and help find a solution for you.

Step 4

Never need to worry

Once coverage is effective you never need to worry again. Your agent will be your personal agent for life.

Life

Insurance

Term Life

Term life insurance provides coverage for a specific period or "term" of time, such as 10, 20, or 30 years. It pays out a death benefit to beneficiaries if the insured passes away during the term of the policy. Term life insurance is generally more affordable than whole life insurance, especially for younger individuals. However, once the term ends, coverage typically ceases unless the policy is renewed or converted to a different type of policy. CBO and ROP Term plans are available but at a higher premium when compared to traditional term life.

Index Universal Life

Index universal life insurance is a type of permanent life insurance that combines features of universal life insurance with the opportunity to earn interest linked to the performance of a stock market index, such as the S&P 500. IUL policies offer flexibility in premium payments and the potential for cash value accumulation based on the performance of the selected index. There is a downside protection feature that prevents losses if the index performs poorly. Average market caps are between 8%-12.5% yield

Health

Insurance

Affordable Care Act

These are health insurance plans offered on the marketplace established by the Affordable Care Act. They must comply with certain standards and regulations set by the ACA, including coverage for essential health benefits and protections for pre-existing conditions.

Traditional

These are typically offered by employers or purchased individually. They come in various forms, such as Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Point of Service (POS) plans. These plans may have varying levels of coverage and cost-sharing arrangements.

Indemnity

Also known as fee-for-service plans, indemnity plans allow policyholders to choose any doctor or hospital. The insurer pays a set portion of the total charges, and the policyholder is responsible for the rest. Indemnity plans offer flexibility but may involve higher out-of-pocket costs.

About

Follow us here